![]() The only downside to the card is it doesn’t have many US parter programs like Amex, Bilt, or Chase. It also has a 1:2 transfer ratio to Choice which is great for using points at Preferred Hotels. It has access to smaller programs like EVA and Turkish which opens up great business class opportunities to Europe and Asia. Speaking of transfer partners, it has a great list of air and hotel partners that fills in some gaps if you already have Amex or Chase cards in your wallet. There isn’t another card on the market that earns 3x points on Air Travel, Hotel, Supermarkets, Dining, and Gas for $95 and has transferrable points This has a 24 months rule in effect, meaning if you’ve gotten the bonus in the past 24 months, or closed the card in the past 24 months, you’re ineligible.60k bonus Thank You points after spending $4k in the first 3 months.This has a 48 month rule in effect, meaning if you’ve gotten the bonus in the past 48 months, or close the card in the past 48 months, you’re ineligible.75k bonus Thank You points after spending $4k in the first 3 months.Primary rental car coverage is my favorite. ![]()
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